Laxmi India Finance Limited is engaged in the business of Non-Banking Financial Company.

The company offers MSME loans, vehicle loans, construction loans, and other lending products, supporting small businesses and entrepreneurs, with over 80% of MSME loans qualifying as Priority Sector Lending.

The Company has branch network of 158 branches as of March 31, 2024. It has branches across Rajasthan, Gujarat, Madhya Pradesh, and Chhattisgarh, with the highest number of branches in Rajasthan. Total Asset under Management (AUM) of Rs 12,770.18 million in 2025 with MSME and Vehicle loan accounted for 76.34% and 16.12% respectively.

For the year/period ended (Rs. in Cr.)

For year/ period ended ( in Cr.)

• The Company has Focus on MSME financing
• Access to diversified sources of capital and effective cost of funds
• Comprehensive credit assessment, underwriting and risk management framework
• Deeper regional penetration in semi-urban and rural areas supported by a mix of direct and indirect sourcing channels
• Its Hub and Branch model streamlines operations, reduces costs, and increases customer accessibility, driving business growth and market expansion
• Experienced management with good corporate governance practices.

• Augmentation of the capital base to meet the future capital requirements towards onward lending
• General corporate purposes.

At the upper band of IPO Rs. 158, the stock is valued at P/BV multiple of 2.35 times. Hence, Well-informed investors subscribe for medium to long term perspective